@PipeWelder99 - while i share the frustration , it's not what you think
when you have fees substrated the refund (or a loan advance) the third party provides a temporary account number to the IRS and then closes that account once the money is received. Then the remainder is placed on your card on a SECOND account.
The IRS only knows the 1st account and has no knowledge of the 2nd account, and remember the 1st account was temporary and now closed.
So the IRS has no way to get you the money other than a paper check or by you updating your account information at the IRS website
