When you used TurboTax to enter your bank information for the stimulus, what you did was file a return with no income. Because you already filed a return, your actual tax return was rejected - you can't file more than one tax return per tax ID #. If my understanding is correct, you will need to file an amended return for your 2019 taxes, which will require you to print and mail the return as amended returns cannot be e-filed. No bank draft will be made related to payment requested on a rejected return. So no, the IRS won't pull the money out of your account.
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