After you file

But if it says the last 4 of your social - you cant change the bank information until you receive a letter from the IRS - in 15 days!!!!  My app hasnt worked - and I cannot call either.  Its a little disturbing especially since the web traffic has to be around the same as tax time.   Its really terrible. Now I feel dumb getting the card this year when I could have used my bank account but I wanted to keep it separate and save the money.   Now I cant even change the routing to go to my regular bank.