It makes no difference on the bank, it all gets cleared through the ACH. It goes from midnight to 7A.M unless you deposit personal check and or cash then it will go through same day or next business day. If your deposit is set for a certain date the ACH will clear it between 12AM and 7 AM thats why you got a date 5 days in advance so they can receive the money, send the money and make sure the checks cleared so you have funds available at the bank. Once they confirm its there your bank releases that amount into your account.
