@Jesstwhitteker wrote:
Santa Barbara bank says were getting paper checks folks
Wrong; they said those with "a debit card issued through Santa Barbara TPG" (emphasis added). I have said all along that this probably means the Walmart MoneyCards SBTPG gives mom-and-pop preparers to hand to their customers once their taxes are done. Those are almost certainly not personalized so they do not have direct deposit info unless & until they register the card online or by phone, thus SBTPG must load them by a different method only they have access to and the IRS must issue a paper check. (Same for preparer customers paid by preparer-printed check, Walmart Direct2Cash, or for one of SBTPG's competitors, cryptocurrency; TurboTax doesn't offer any of those options.)
Turbo Cards, however, are pre-registered with Green Dot Bank (directly, not thru SBTPG even though they're corporate siblings) and do have direct deposit info supplied to Intuit by Green Dot Bank the moment you're approved. (That's why your printed 1040 has your Turbo Card's direct deposit info, even though if you used SBTPG the electronic return Intuit sent to the IRS has direct deposit info for a temporary account at SBTPG's bank partner.) If you did not have fees or advances withheld, Intuit sent that info directly to the IRS with your return; if you did have those withheld, Intuit sent it to SBTPG who then sent it to the IRS. Either way, the IRS did get your direct deposit info and will send your stimulus directly to your Turbo Card if that's where you got your refund.
One last point: Per the Treasury press release someone posted a screenshot of earlier (the complete release is at https://home.treasury.gov/news/press-releases/sm972 ), the upcoming IRS "Filers" portal will NOT allow you to change existing direct deposit info for security reasons; instead it will simply tell you the money has already been sent. Submitting direct deposit info thru that portal will be for those who did NOT provide direct deposit info to the IRS because they owed or had a zero balance for 2019 and/or 2018, and possibly for those with rejected direct deposits AFTER the bank returned them to the IRS (only then can the IRS wipe out your direct deposit info and put you in the paper check line). No, the IRS will *NOT* use bank info from direct debits or state returns; those aren't authorizations for Federal direct deposit that the IRS can use.
