After you file

@ JohnA-NJ thanks very much! Just one thing to add that may help in addition to @TopherLee2020 ‘s comments, is that your consent form to use a tax prep service is also sent to the IRS. The release of information includes: 

“TurboTax activity info: Info about when you take certain actions in TurboTax (when you access
TurboTax, whether you’re a new or returning TurboTax customer, whether you import your
prior year tax info to help prepare this year’s return, when you choose a refund method, how and when you pay for TurboTax, when you access or print your return, when you pay any tax balance due, whether and when you add any products or services such as MAX, Plus, or Audit Defense, when you submit and verify your e-filing info)”.

This allows the IRS to send payments through the various services banks but does not change our actual account information on file with the IRS. They still would file our actual personal information including bank info.