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After you file
This information is wrong. I did my taxes on Turbo tax and had fees taken out. My deposit (entire deposit), went to SBGT, they took their funds out, and sent the balance to my bank...period. I even looked on the SBGT site and saw where they had the entire refund at once, not just the fees. So, in other words, IRS doesn't send one left and one right as you put it, totally incorrect info. The true process indicates to me that the IRS has the SBGT account and routing info, not mine. Yes, mine is printed on my 1040, but that is just on my copy. Bottom line, this is a cluter f.... I am going to input my info into the check my payment website this week, and will never ever have fees taken out and involve a 3rd party bank. It's not their fault, but all of these people putting out incorrect info is not helping.