After you file

@cclemons1998 For the most part what you're saying is true. However, there are reports of people who had fees deducted from their refund yet still got their stimulus money (yes, in the test batch) to their regular accounts.

 

SBTPG's announcement said it wasn't handling the stimulus money; neither did its predecessor SBBT in 2008. But SBTPG did say those who got their direct deposits from them would get their stimulus money in the same account directly from the IRS. (That's different from 2008; anyone whose refund went thru SBBT back then got a paper check.) That means the IRS got the final account destination (as opposed to SBTPG's temporary account) from somewhere, most likely TurboTax itself (though it could have come from SBTPG; almost certainly NOT from state returns).

 

The only remaining confusion is over SBTPG's statement that those whose refunds went to "a debit card issued through Santa Barbara TPG" would get paper stimulus checks. However, I do *NOT* believe that includes Turbo Cards even though their issuer Green Dot Bank is a corporate sibling of SBTPG. Cards "issued through" SBTPG are Walmart MoneyCards provided to mom-and-pop tax preparers who use SBTPG for multiple bank products; Turbo Cards are a separate deal between Intuit & Green Dot that does *not* require you to use SBTPG for deducting fees or refund advances (though many do). SBTPG may not provide mom-and-pop preparers with the direct deposit info for SBTPG-issued Walmart MoneyCards for inclusion in the electronic return sent to the IRS. Intuit, however, gets the direct deposit info for Turbo Cards directly from Green Dot Bank, much like customers using their own bank accounts provide their direct deposit info to their ERO (whether TurboTax or a mom-and-pop).

 

Yes, I understand that the 1040 downloaded from TurboTax is NOT the electronic return sent to the IRS, which would use SBTPG's temporary account. However, Intuit clearly received Turbo Card direct deposit info directly from Green Dot Bank; otherwise it wouldn't be on the downloaded 1040. That suggests Intuit had the opportunity to include that number on your electronic return. Thus, I believe *all* Turbo Card customers will get their stimulus money on their Turbo Cards, whether you used SBTPG or not. If it's not there yet, it's probably because you weren't in the first batch. (I could be wrong, but everyone should know by Friday.)