After you file

No problem at all! I downloaded a copy of my own tax return for this latest (2019) tax season, and checked what the IRS had on file, from my 1040. I filed with TurboTax, and had my TurboTax Premier fees deducted from my return via SBTPG, then sent to my Bank Acct. In the copy of my return the IRS has, my routing and acct info matches my USAA bank, and not SBTPG. Direct Debit cards may be different, but I would say, check your own 1040 to see what the IRS has and match up that way.