After you file

I keep trying to help people who are so misinformed, like you say, green Dot isn't the only one!! There's actually hundreds people use. As long as the card has a checking and routing #, everything is fine. Even if you went to a preparer and received their card (ex, Jackson Hewitt), they input that banking info on your return! So that is what the IRS will use. Santa Barbara bank is just what most prepaid card companies use for their insurance etc. I have a green Dot exceed Walmart debit prepaid card and had no problem. Hope this  helps allot of people.