After you file

@Shau343 Yes. If there is no money on it there will be a 5 dollar fee every month so make sure to drop a little cash in there to keep it active. I’m not sure how long you can stay in the neg but I was negative for about 25 day’s before I loaded 20 bucks on it. It never gave me issues but I’m not too sure how much you can be negative before or if they close it