@SoSleepy30 - there seem to be a lot of permutations that TT has with a number of players. From reading all these post (and my background in Banking), I've landed on a point of view about how SBTPG fits in.
any other permutations, i really don't know, but I will state that those posting that didn't have their fees subtracted from their refunds are more likely to be direct deposit - the cards appear to be issued by Greendot and the IRS dropped the refunds directly into those accounts - no need to stop at SBTPG for the fee subtraction,
