I had fees taken out and processed via middle man Santa Barbara bank. However my 1040 has my personal bank info on it. So I would say that is the one the IRS has. I don't believe info was placed into the 1040 after it was processed that wouldn't seem legal. But I am by far a bank and or tax expert. But I'm hoping the copy of the 1040 I am seeing is the same one the IRS has but we will soon see. I think it was more of a file that showed the IRS that santa Barbara bank was processing refund but showed my personal bank as the one that it would ultimately end up at and Santa Barbara wasn't just getting my refund and had to show my personal bank info as the final destination. But either way if they get the direct deposit site to change or verify info should be good to go. Lord knows dont want to wait for snail mail because that could turn into a real nightmare. Hopefully it will all be answered real soon as payments are expected to start next week.
