If the only reason why you are not filing taxes now is because you owe money, you can file now and request a direct debit date of 07/15/2020. This way, the IRS has your banking information on file, otherwise you will need to add the direct deposit information in the IRS portal when the direct deposit feature is available. Here is the website link for the portal. Keep checking for updates in the portal for the opportunity to add your banking information.
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