It is possible that the IRS will use your 2018 Tax Return information in this case. If you land up needing to update your bank account information with the IRS, the IRS is setting up a portal for folks to add/update their bank account information. For the latest information on this, please follow this link: TurboTax Blog or IRS Stimulus Payment Update.
In regards to your 5071C letter that you received from the IRS, try mailing the requested documentation into the IRS or writing them a letter.
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