After you file

that is a problem..... 

 

suggest calling the IRS AFTER you know that your tax return was filed and accepted and talk to them about this

 

you may get lucky as depending on when the IRS decides to use 2018 tax returns instead of 2019, it wouldn't impact your stimulus payment now

 

here is the worst case scenario - you resolve it with your 2020 tax return.  What is not well advertised is that what is really occurring is that these stimulus payments are really an ESTIMATE of what you are really entitled to.  

 

next year, you'll calculate what you are ACTUALLY entitled to based on the 2020 tax return (income, dependents,etc). 

 

if the ACTUAL is greater then the estimate (which is your worst case), then you'll get the $1200 rebated to you at that time

 

if the ESTIMATE is greater than the actual, you won't be required to give the money back to the IRS.