Generally speaking, the IRS will change the payment from Direct Deposit to mail a check if there is a problem with the bank account and they are unable to make the payment.
Problems with the bank include a bank account with someone else's name on it, the wrong account or routing number, or some other reason the funds cannot be deposited.
I do not know what the IRS will do with your stimulus payment, but it seems likely that they will mail you a check.
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