After you file

They have stopped offsets for student loan debt  and  the stimulus check will not be offset ... but your regular income tax refund is still subject to offsets ...

 

https://www.ed.gov/news/press-releases/secretary-devos-directs-fsa-stop-wage-garnishment-collections...

 

Will a person who owes back taxes receive any money? 

If you meet the income guidelines, tax experts say the IRS will still issue a stimulus payment even if you owe back taxes. The only exception to this is if you owe child support payments. “They waived offsets, like federal and state taxes not paid or student loans not paid,” Greene-Lewis said. “They waived offsets in any situation except unpaid child support.” 

 

https://www.cnbc.com/2020/04/01/whos-eligible-for-covid-19-stimulus-checks-your-questions-answered.h...