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After you file
As long as your card is active, the IRS will deposit the stimulus money with what they have on file for you. Also, see the following:
From the IRS:
What if my direct deposit information has changed or I want to add it for the first time?
On March 30, the I.R.S. said on its website that it would build a portal where people can update their information “in the coming weeks.”
April 1, 2020
12:10 PM