If you received enough interest income, you may be required to file a Federal 1040.
Filing requirements are found at IRS publication 17 pages 5-7.
If you are a US citizen, your gross income includes all income you receive in the form of money, goods, property and services that is not exempt from tax. It also includes income from sources outside the US.
The amount of the gross income is more important than the kind of income such as interest or wages.
Filing requirements for most taxpayers can be found at Table 1-1 at the top of page 6.
As an example, a Single taxpayer under the age of 65 must file if the gross income is at least $12,200.
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