I am sorry you are this hardship. However it helped me out alot. I was one step away from commiting the same error. Let me explain.
If you requested for the fee to file to be taken out of your refund than it is not an option. You give permission for Turbo Tax to receive it first. By agreeing than your practially the 3rd party.
If IRS was doing directl DEPOSIT than it would have gone smoothly.
You know will now receive a check. Btw It will have a $30 fee deducted as well.
Read the fine print. It is stated in the paper you signed by agree for the file fee to deucted from refund.
Again I am sorry because it will take atleast 3 months. I say this from a similar experience in the past.
