After you file

Wait at least 5 days after IRS states they issued the refund. 

Taken directly from the IRS Where's My Refund FAQs:  "Please wait 5 days after we’ve sent the refund to check with your bank about your refund, since banks vary in how and when they credit funds."

• View IRS.Gov for other refund related questions: https://www.irs.gov/refunds/tax-season-refund-frequently-asked-questions

See TurboTax FAQ for related information: https://ttlc.intuit.com/replies/6419974