@swallace76 According to the IRS, "It takes additional time for refunds to be processed after leaving the IRS, and for financial institutions to accept and deposit them to bank accounts and products like debit cards."
If you haven't received your funds within five days of your direct deposit date, the IRS recommends contacting your financial institution to see if they have received your funds.
Reference: IRS.gov - Refund Timing
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