If you received a 1099-C, Cancelation of Debt, you will need to amend an already-filed return to add the form to your return.
From your post, there seems to be a question of whether they actually cancelled the debt or were paid off. Before amending you should go over the numbers, and perhaps call the issuer of the 1099-Cs, and confirm that there was a cancellation of debt. If there was not a cancellation of debt you will need to have corrected 1099-Cs issued with a $0 amount in box 2 at least.
There are ways to exclude the cancellation of debt from your income. These include Chapter 11 bankruptcy as well as insolvency. If you were insolvent that means that your liabilities exceeded your assets immediately before the cancellation of income (so that it includes the dept on the 1099-C. If you are going to use Form 982, Reduction of Tax Attributes Due to Discharge of Indebtedness you will need to work in Forms mode of the Desktop version of Turbotax. You can find the Worksheet for Insolvency on page 6 of Pub 4681. More information is here.
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