After you file

Its because it hasnt really been sent yet.  I use american express serve and when we receive any deposits or ach sent to our account  it posts immediately.  Same with most prepaid cards and credit unions.  If they'd really sent mine already like they claim they have I wouldve gotten it immediately.  And I know because within 10 minutes of HR processing payroll I have my deposit.  Usually Wednesdays around 1pm.  They SHOULD have sent it by now but they haven't.