Where is my refund? And direct deposit

 

The irs says my refund will be sent February 26th  which is today and I still havent got it. 

Question one: is there a time it is deposited? Or should I have already got it.

Then I want to get my paycheck from my work put on my turbotax card every payday I think I got down how to set that app through my turbocard app. But.....

Question two: if I do direct deposite are there any fees? Such as every time i make a purchase? Or are there over draft fees? What about atm fees?