Almost same exact situation happening to me too, although I haven't heard any word about the insurance part....
Filed on 1/27, accepted 1/28. IRS tool claims funds were sent to my bank on 2/12. Called my bank, they did not receive anything. Called IRS, they claim it went to Civista (sp?) bank, which is the intermediary bank that TurboTax/Intuit uses.... Called them, they referred me to the Santa Barbara Tax Product Group. According to SBTPG, they have not received my refund disbursement from the IRS and therefore cannot provide me with an update....
I can't get any answer from anyone on where my refunds are... Almost like it's lost in the interwebs.... It has been a very maddening process. I've used turbo for the last 5-6 years, but definitely won't be using them going forward.
Good luck
