bts
Level 2

After you file

This makes sense, to a point. In my case we have an inherited IRA which was rolled over to the spouse. The 2019 1099-R shows the gross & taxable portion as the same amount, with taxable amount undetermined box checked. The tax withheld on the RMD amount is also on the form.

 

In Turbotax I entered the 1099-R exactly as received and indicated that only a portion of the gross was actually rolled over (the remainder being the RMD).

 

Later, Turbotax asked about the RMD and I entered the value.

 

On the 1040, line 4a contains the gross distribution and 4b shows "ROLLOVER" but no numeric value for the taxable amount.

 

The problem is I can't see where the RMD is showing as taxable income. As a result, the entire amount of tax withheld is being refunded. This doesn't seem right. I cannot find a way to get the taxable RMD amount to show on 4b.