After you file

I did this and I do not get an option about my refund deposit!
All it does is tell me I have an option to pay via credit card or pay from my return.
NO OTHER OPTION ON THAT PAGE.
Am I supposed to PAY before I get the option or once I pay does it just FILE and then not give me a chance to change the bank deposit option?
I think some of you are not reading my question carefully...