Irene2805
Expert Alumni

After you file

You are concerned that you will be discriminated against (say in a loan process), because you have provided an 
SR-1040 instead of the traditional 1040.  Two issues come to mind:

  • The lender may already know (or guess at) your age, either because the loan application asks for it or because of a lengthy work history listed.
  • More importantly, lenders are prohibited from discriminating against a borrower because of their age.  Legally, banks can only offer loans based on financial qualifications alone