I filed my taxes free online and elected to have the refund put on a credit card. The taxes were accepted by the IRS on 1/23/20. I checked the status today (2/11/20) with the IRS and it says the refund was direct deposited into my account on 2/5/20. I didn't choose this option nor provide my bank information. I checked my bank account and the money wasn't put into my account.
