Filed Feb 1st and no Direct Deposit update... anyone else experiencing similar issue?

I filed my taxes Feb 1st and it was accepted by the IRS immediately that same day. I filed as a single taxpayer with education credit, pretty simple. My initial projected refund date was the 22nd according to Turbo, but now it's the 23rd and still nothing from the IRS. I set up for Direct Deposit too. In the past 4 years of using TurboTax, I'd normally recieve my refund via DD within 2-3 weeks. This is the first time I am experiencing this delay! I've tried using the IRS tracking refund tool only to get that they are still processing my refund and a date will be posted once it becomes available. Very frustrating, really depending on this refund to catch up on some seriously behind bills. :( Anyone else experiencing a very long delay too with no update? Will delinquent credit card debt affect receiving refunds?