I cant help but wonder if the issues with DDD not showing up properly are bank issues and not IRS issues. It doesn't make sense that the IRS would send a refund to the financial institution and say hold until XXXXX date. that's just odd to me. My sister in law works at the my bank, its just a small local bank with no more than 30 branches but when I explained to her what I had been hearing about this she said it was the first she had ever heard of such a thing, they do receive deposits dated for certain days but typically they post to the account that day with a memo of the day they were to deposit. Fingers crossed the 13th comes and I have a deposit!
