I know the last few years my refund would show up in my bank account a day or two after the DDD shown on the WMR tool. I know the reason for me was I had my fees for TurboTax taken out of my refund. This is done through the Santa Barbara Tax Group (sbtg.com). It is a bank that receives the direct deposits from the IRS, takes out the fees for TurboTax and then direct deposits the remainder to your account. Like I said, the last few years it has only take a day or at most two for that to happen. I am just concerned that I have not even received a DDD. Come to think of it, I don't even remember if the status changed last year. I seem to remember that the deposit was a surprise. I guess we will have to wait and see.
