I actually figured it out by creating a new turbo tax account. If you use the free link from the IRS to make sure all of the forms that are suppose to be free actually are free from turbotax, they(turbotax) will not offer the refund advance to you. It is unfortunate that they have their systems set up this way, but those of us with the EIC credit will start to be accepted on the 15th so I can wait a little longer. For me the wait is worth it to make sure all of my forms are free as they should be without turbotax up-selling and stating those free forms can only be accessed by upgrading to one of their paid plans.
