The fact is that it isnt applying for a line of credit, a loan or anything, Its literally a loan against your refund which they already Approve you based on guidelines of making sure your refund is enough to cover the loan and the other guidelines they set forth. It makes no sense for Green Dot to then Deny you as long as you have met the Criteria that TurboTax used to Approve you and once your refund is accepted by the IRS. Its messed up have someone thinking they are getting an advance just to turn around and deny them. and based on what? the fact that anyone agrees with this process is crazy. Green dot is the one who will be processing your refund and putting it on the card so they are fully able to take the loaned amount back before crediting the rest to your card so it really makes no sense to me why if approved they then can separately deny you SMH. such a let down
