The same thing happened to me. I figured out a way to trick the system. Choose the second option that says savings bonds. Then put 50 for a savings bond. Then it will give you the option to split the refund. When i put in the amount, I used the two accounts and the amounts I wanted in each account. Then it told me that i was negative -50 and had to delete an account. I then deleted the 50 savings bond and it worked. its crazy, but its the only way to bypass it. This is the first year I ever saw that.
