I doesnt actually it says: Once the IRS accepts your e-filed return and if you are eligible and approved for Refund Advance (a 0% APR loan with $0 loan fees) and the Turbo Visa Debit Card, you’ll be able to start spending online, typically within 1 hour of the IRS accepting your return.
unless Im completely missing it but they should state it a bit more clearly and just say typically within 48 hours instead of saying within an hour
