After you file

Yes my loan is a reverse mortgage, but I am going to voluntarily pay the interest each month to keep the loan balance from growing. However, because they are voluntary payments, I can stop paying them when I want ie. if we have a decrease in income due to illness or death of one of us. Also, because the payments will add to a line of credit I can borrow the money back if times get tough or I need to make expensive repairs at some point.

Thanks for your response.