Are you sure you have a reverse mortgage and not an Equity Loan (HELOC) ? Normally there are no payments due on a reverse mortgage.
Reverse mortgages are paid off in single payments, not in installments, when they're due. Your reverse mortgage lender doesn't expect its loan to be paid off until you actually do move out of or sell your home, or die.
Can a Relative Pay Off a Reverse Mortgage? | Home Guides ...
