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After you file
No, it's insignificant.
In theory, you could file an amended return for that $30 of deduction, but since the taxable income levels within the tax brackets are all in ranges of $50, it's quite possible that this tiny amount of mortgage interest wouldn't put anything in your pocket.
And the IRS only worries about over-reported deductions, not the under-reported ones.
May 31, 2019
9:59 PM