If you have not filed yet or if your return is rejected, you can change it before filing. Its after the review but before the final file step.
If you already filed and were accepted and you used refund processing to pay your fees from your refund, contact SBTPG, toll-free, at 1-877-908-7228 or go to their secure website www.sbtpg.com
If you are expecting direct deposit from the IRS, you can do nothing and the IRS will mail you a check after your refund is rejected. Or you can call them and ask them to cancel the direct deposit and mail you a check--that might be faster than if they have to deal with the bounced deposit. The IRS won;t put your refund into a different account, just mail a check to the address on your return. https://www.irs.gov/help-resources/tools-faqs/faqs-for-individuals/frequently-asked-tax-questions-an...
IRS cancel DD https://ttlc.intuit.com/replies/3302459
