Check with your bank to see if a direct deposit was rejected. Many banks will refuse a DD if the name on the deposit does not match the name on the account. The IRS will then mail a check to the address on the tax return.
Also if you choose to have any TurboTax fees deducted form the refund, the refund goes first to the Santa Barbara bank first.
https://ttlc.intuit.com/community/refund-status/help/why-is-my-federal-refund-on-hold-with-santa-bar...
**Disclaimer: This post is for discussion purposes only and is NOT tax advice. The author takes no responsibility for the accuracy of any information in this post.**
