After you file

TurboTax only forwards your bank information to the IRS.    It is the IRS that does the actual deposit unless you opted to pay the TurboTax fees from the refund in which case a 3rd party bank makes the deposit.

 

If the deposit was refused by your bank then that is between you and the bank.   Many banks refuse direct deposit if the name on the deposit is not an exact  match to the name on the account - check with your bank.

 

If the bank refused the deposit for any reason then a check will be mailed.

 

**Disclaimer: This post is for discussion purposes only and is NOT tax advice. The author takes no responsibility for the accuracy of any information in this post.**