My best advice to those filing with people who you already know, money will be offset, is to file separately, married or not. This way only 1 spouse looses all of their refund versus the both of you. I'm waiting to see if NYS will offset money that I owe them, either thorough my federal or state refund. Its only been 6 days since I filed, but seeing these comments has me worried as I plan on taking a trip and wanted the money back by 3 weeks. I guess that's just wishful think now.
