You'll never get the money before the IRS pays the refund (check www.irs.gov.refunds) -- not just refund approved, but actually paid. Then, it should take no more than 1 or 2 more business days, usually less. If longer, You can contact Santa Barbara Bank & Trust (SBBT) customer service at 877-908-7228 or visit their website www.sbtpg.com
