I filed mine before I got the 1095a on January 26 and it was accepted by the IRS on that day, but last week, all of my orange bars disappeared and I got a letter in the mail yesterday from the IRS saying they needed a completed 8962 form, a copy of my 1095a and a newly computed page 2 of my tax return showing the transferred amount from form 8962 (you use the information from your 1095a to fill out form 8962), so if they catch that you didn't do the 1095a form, you won't get your refund, you will get that letter. Hope this helps
