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After you file
I normally use TurboTax but this year I used TaxSlayer. They accepted my return and my co workers on 1/19. She got hers 21 days as expected. I'm still waiting but bc I rushed and forgot a form... stupid new obamacare laws. After I fixed it I for some weird reason double checked a week later to find out I ENTERED A SAVINGS ACCOUNT #! Then as my luck would have it I was informed THAT MY BANK CLOSED AFTER THE IRS ALREADY PROCESSED MY REFUND!! Absolutely no way of fixing it... I researched literally all weekend... even called wells Fargo to yell at them to reopen it but they couldn't!...but it was my fault! My money was stuck in limbo!! The IRS "where's my refund" link said it was sent 3/2. I paid for my efile services with my refund. Realizing Santa Barbara Tax Products Group is the 3rd party bank for online filing companies (to collect the eFILE service payment)... sbtpg.com ...has it... I contacted them to verify my DL by uploading it to their website. You should do that asap anyways I've learned... It was fixed the same day (today... but I uploaded my ID on Sunday and again today/monday just in case) and now (end of today/monday) their status says a cashiers check has been mailed.... AND THAT THEY RECEIVED IT (BEFORE THE IRS SAID THEY SENT IT) on 3/1 after I corrected my first mistake (I felt so stupid for sending it to my savings acct with out realizing it... I should have double checked). Another person with the same issue (wrong acct #) posted just recently it took hers 2-3 business days (Thursday to Monday) for her to receive the check. I WOULD HAVE NEVER KNOWN ABOUT THIS 3RD PARTY BANK IF I DIDNT RESEARCH THE HECK OUT OF "WHAT IF THE ACCOUNT NUMBER I GAVE CLOSED AFTER I FILED?" bc I'm in desperate need of my money!!! The IRS has nothing to do with my refund after they sent it to sbtpg and it was before the allotted time they (IRS) make you wait before calling (5 days). Luckily I figured this out quickly!! Please make sure you go to their website ( sbtpg. ) if you choose to pay your efile tax service with your refund!! A lot of peoples direct deposits have been held simply bc they want you to upload your DL picture to verify your identity due to the rise of fraud! Everything else and if you pay for efile services with your credit card (not having payment taken out of your refund)... if your direct deposit is rejected from your bank then that's when it goes back to IRS and takes forever (4-6 weeks) to receive a paper check. I feel so much more relieved and I'm hoping and praying that I get it by Wednesday or Thursday at the latest!
Lesson Learned: never rush filing and never expect it or rely on it!!