After you file

I don't believe that the IRS stated the would not release refunds until the 27th. What the said was they would release them mid-month and that they would most likely hit your bank account around the 27th because of President's Day. With that said - as soon as SBBT has it, they send it to your back. If SBBT is showing that they have not received it - then they have not. Once sent to your bank it should show after the process it - could take a day or two. My bank is pretty quick - once the have it, they release the funds. If you have not received it by the 23rd you can call you bank.  By the way it's only the 20th - so relax. 🙂 Hope this helps!