What about people that use the HELOC paycheck parking strategy to accelerate the payoff of their mortgage balance? This involves parking any money that comes in in the HELOC, thus helping to lower the average daily balance of the HELOC to minimize interest charges, and paying all your bills out of the HELOC and if you have a surplus every month, you can quickly payoff your mortgage and save tons of interest. It's basically using your HELOC like a checking account.
